|
Steve 248-755-7500 Janet 248-755-7600.
|
Sign Up For Our eNewsletter, FREE!
There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
Find Out More >
View All Offers >
|
Steve & Janet worked very hard to sell our home in a depressed market. We thank you both. Very smooth sale and closing.
Read Quote >
View All Quotes >
|
 Compare
three mortgages at one time. Download TripleCalc now. It's
free. |
The Stockton Team
is one of The Top Selling Real Estate Experts™
Find Out More > |
|
|
Elink Computer & Networking Solutions
Complete computer reapir and servicing.
Find Out More >
|
|
Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
|
| Q |
What does the term Curb Appeal mean?
|
| A |
This term describes how homes look from the street; this first impression is very important to prospective homebuyers. |
 See More Real Estate Trivia > |
|
|
The Stockton Team
Keller Williams Commerce
2900 Union Lake Road, Suite 210
Commerce, MI 48382
Office: 248-366-7200
248-505-5600: 248-755-7500
Fax: 248-360-7519
Email: janet@thestocktonteam.com
Email: steve@thestocktonteam.com
We have become the Lakes Area’s top Real Estate team for one reason, and one reason alone: we give each and every one of our clients the loyalty, professionalism, and personal care that we would a member of our own family. Real Estate is a business, to be sure, and because we know it better than any other firm in shouting distance we are able to offer better service through advertising and our negotiating skills. But we are even more proud of our most ordinary daily achievement, which is to develop warm, human relationships with our clients in which we personally demonstrate the highest levels of commitment, expertise, and perhaps above all, good timing. We love the Lakes Area and we know it from the inside out. Working together, we promise that you will be delighted not only with the outcome we achieve but the way we have achieved it.      
www.thestocktonteam.com is brought to you by
The Stockton Team
NUMBER1EXPERT™ in real estate for
Commerce, White Lake and Milford, Michigan, condos, condominiums, and vacant land Read The Stockton Team's
Privacy Guarantee,
Terms of Service,
and
Free & Without Obligation Pledge
|
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.
|
- NUMBER1EXPERT™ 
