Steve 248-755-7500 Janet 248-755-7600.

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Steve & Janet worked very hard to sell our home in a depressed market. We thank you both. Very smooth sale and closing.
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The Stockton Team is one of The Top Selling Real Estate Experts™
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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Commerce, White Lake and Milford real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. Please fill out the form below...

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School Reports in Commerce, White Lake and Milford, Michigan

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Michigan Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Commerce, White Lake and Milford

Tax Considerations >Capital Gains Exemptions

Home sellers are always interested in their tax deduction options. If you recently sold a home without meeting the basic ownership and use criteria for waiving capital gains tax, you might still be able to claim reduced exemptions if you meet certain other criteria.

Homeowners who had to sell because of a change in place of employment can qualify for reduced tax. You must prove that the job change occurred while you owned and used the home as your primary residence, and that your new job is located at least 50 miles farther from your residence than your previous place of employment.

A reduced exclusion from capital gains tax may also be granted for health reasons. If your motivation for selling your house was to obtain diagnosis, treatment or cure for a disease or injury to you or a family member, you can apply for an exclusion. Unforeseen circumstances such as death, unemployment, divorce or natural disasters may also reduce your capital gains tax. Consult a tax professional for advice about your unique circumstance.

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Q	What is considered the world's tallest building?
A	The 185-story CN Tower in Toronto, Canada is the world's tallest free-standing building, rising to 1,815 feet.
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The Stockton Team, REALTOR®, real estate agent and broker for Commerce, White Lake and Milford, Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

The Stockton Team
Keller Williams Commerce
2900 Union Lake Road, Suite 210
Commerce, MI 48382
Office: 248-366-7200
248-505-5600: 248-755-7500
Fax: 248-360-7519
Email: janet@thestocktonteam.com
Email: steve@thestocktonteam.com
We have become the Lakes Area’s top Real Estate team for one reason, and one reason alone: we give each and every one of our clients the loyalty, professionalism, and personal care that we would a member of our own family. Real Estate is a business, to be sure, and because we know it better than any other firm in shouting distance we are able to offer better service through advertising and our negotiating skills. But we are even more proud of our most ordinary daily achievement, which is to develop warm, human relationships with our clients in which we personally demonstrate the highest levels of commitment, expertise, and perhaps above all, good timing. We love the Lakes Area and we know it from the inside out. Working together, we promise that you will be delighted not only with the outcome we achieve but the way we have achieved it.

www.thestocktonteam.com is brought to you by The Stockton Team
NUMBER1EXPERT™ in real estate for Commerce, White Lake and Milford, Michigan, condos, condominiums, and vacant land

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